Protecting your family or your home has never been easier, with quick online cover that fits your life.
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Affordable cover for life insurance and mortgage protection.
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A fast, simple online application means you can secure instant protection and peace of mind.
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Just answer a few simple health questions - no GP visits required.
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Access all your documents instantly on your customer portal as soon as your cover is in place.
When everything in life feels like it’s finally going in the right direction, the last thing you want to do is stop and dwell on what could go wrong.
That’s why laya life keeps things simple you can get covered in minutes with our fast online journey.
Laya life gives you reliable, accessible protection for your family’s future.
Our policies are designed to be simple, flexible and affordable without the lengthy forms, confusing jargon or unnecessary hassle.
Just simple, reliable cover that supports the life you’re enjoying now from the little everyday joys to the big milestones ahead - just in case you ever need it.
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Life insurance that protects the people who matter most - just in case.
If something happened to you, life insurance helps keep life moving forward for the people you love, so their world stays steady and supported.
A tax‑free lump sum supports everyday life from childcare to bills to future plans.
Why people choose Life cover with laya life
You can get a quote and cover in minutes - no medical exam needed.
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Mortgage Protection pays off your mortgage if you die during the term of your policy.
It’s required by most lenders in Ireland but it doesn’t need to be slow, complicated, or confusing.
A tax‑free lump sum supports everyday life from childcare to bills to future plans.
Why people choose Mortgage Protection cover with laya life
You can get a quote and cover in minutes - no medical exam needed.
Get peace of mind straight away with a fast online application and instant protection.
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We’ll tailor your quote instantly.
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Life Insurance, Mortgage Protection, or both.
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No medical exam. No GP reports required.
Receive a complimentary will with every policy.
If you have people who rely on you financially, you need life insurance. This could be your partner, your children, an elderly relative or anyone else you care for.
If you don’t have dependants, life insurance can still take a burden off your loved ones. It can help pay off your debts or settle your estate when you die. Find out if life insurance is right for you with our helpful guide.
The life insurance cover you need depends on your debts and the unique needs of your family. We know that it can be hard to figure out the right amount of cover for you. So for that reason, we’ve put together a useful checklist to help you work it out. For parents, our Cradle to college research could give you an even better insight.
Have more questions or need some advice? Then contact our expert and qualified Customer Care Team. They can help you find a policy that meets you and your family’s unique needs.
The length of your policy depends on a few things. If you’re getting Mortgage Protection, your cover lasts at least as long as your mortgage.
The length of your life insurance policy is a little more personal. Think about how long your loved ones need financial protection. Typically, our members take out policies that last until their youngest child turns 25. For that reason, younger members tend to take out longer term policies.
Chat to our experienced Customer Care Team to get a better idea of the best course of action for you.
The cost of your life insurance premium depends on your personal circumstances and the kind of cover you need. Your age, health and if you smoke can affect the cost. How much and how long you want your cover for also impacts on the cost.
To make a claim with laya life, you simply need to supply relevant documents and information to our Customer Care Team. Read our guide to find out exactly what you need to do.
Yes, you can cancel your policy within 30 days of signing up. During this cooling off period, no exit or cancellation charges apply. We’ll even refund any premiums paid. If you choose to cancel your policy after the 30 day cooling off period, no refund will be due. Simply email us or send a cancellation letter.
Address
Laya Life
Eastgate Road
Eastgate Business Park
Little Island
County Cork
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